Credit repair services to rebuild your credit quickly and ethically
✓ DONE FOR YOU ✓ ALL 3 BUREAUS ✓ SEAMLESS PROCESS
Full-service credit repair to improve your score.
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Keep track of your credit health 24/7.
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Negotiate and settle outstanding debts.
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Tailored strategies for your unique situation.
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Across all clients
Equifax, Experian, TransUnion
No caps, no limits
Trusted by hundreds
Fixing your credit doesn’t have to be complicated or expensive. Pick the plan that suits your situation and begin your journey today!
$99 A Month
✔Initial Credit Analysis
✔Unlimited disputes to the 3 Credit Bureaus
✔24/7 Client Portal access
✔Monthly credit audits
✔Dedicated support team
$140 A Month
✔Initial Credit Analysis for both
✔Unlimited disputes to the 3 Credit Bureaus
✔24/7 Client Portal access for both
✔Monthly credit audits for both
✔Dedicated support team for both
One Time Fee
✔ 6 Month access and Credit Analysis
✔Unlimited disputes to the 3 Credit Bureaus
✔24/7 Client Portal access
✔Monthly credit audits
✔Dedicated support team
You didn't get here alone — and you won't fix it alone either. These are the exact issues Jeremiah helps remove every single day.
Payment history is 35% of your score — the biggest factor we fix first
Old debt haunting your report and dragging your score down
Written off by lenders — one of the most damaging items on your report
A repo can stay on your report for up to 7 years — let's challenge it
Unexpected medical debt shouldn't destroy your financial future
Too many applications leaving marks that quietly lower your score
24/7 Access to client portal
Unlimited disputes to the 3 Credit Bureaus
Personalized credit audit
Dedicated support team
Answers to the questions we get asked most about credit repair.
We review your credit reports, identify inaccurate, outdated, or unverifiable items, and dispute those items with the bureaus and creditors on your behalf. Removing incorrect negative information can improve your score over time.
Times vary by case. Many disputes begin seeing results within 45–90 days, but many cases can take 6 months or longer. We provide an estimated timeline after an initial account review.
No reputable company can legally guarantee a specific score increase. We guarantee that we will perform thorough, professional dispute work and provide transparent tracking of progress.
In most cases you should not close old accounts, as they can contribute positively to your credit history. We will advise on specific actions tailored to your situation.
Begin with a free account review. Provide recent copies of your credit reports (or authorize us to pull them), and we’ll schedule a consultation to outline a custom plan.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.
What sets us apart is our commitment to doing credit repair the right way—100% legally, ethically, and in full compliance with all regulations. We combine that with fast, personalized strategies designed to deliver real, lasting results—not shortcuts that put your credit at risk.
Collections, hard inquires, charge offs, credit errors, repos, and more!
Our repair process includes:
1️⃣ Full credit audit
2️⃣ Personalized dispute plan
3️⃣ Targeted, legal dispute execution
4️⃣ Real-time client portal updates
5️⃣ Results!
These FAQs are specific to j funded credit solutions. For anything not covered here, request a free review and consultation with our team.
Screenshots, messages, and outcomes from real clients — unedited, unfiltered.


Jeremiah Lopez (CEO)
J Funded Credit Solutions is a credit repair company built on one mission: helping everyday people remove negative items, rebuild their financial profiles, and unlock the life that great credit makes possible.
We have helped hundreds of clients remove collections, charge-offs, repossessions, and hard inquiries. Whether your goal is a home, a car, better interest rates, or simply financial freedom — we can get you there!
Lower Interest Rates
Better Loan Approval
Higher Credit Limits
Long Term Financial Peace of Mind
Better Prices for Insurance
Proven Results
Transparent (No hidden fees or unrealistic promises)
Ethical & Legal (All work follows federal guidelines: FCRA, FDCPA, and FCBA)
Dedicated Credit Specialists
Ongoing Support & Monitoring (Access to client portal and monthly updates)
