A Alex H — Dispute resolved: Medical collection removed
S S. Ramirez+98 credit score in 10 weeks
L L. ParkerApproved for auto loan
D Dispute submitted for 32 reports today
A Alex H — Dispute resolved: Medical collection removed
S S. Ramirez+98 credit score in 10 weeks
L L. ParkerApproved for auto loan
D Dispute submitted for 32 reports today

j funded
credit solutions

Credit repair services to rebuild your credit quickly and ethically

DONE FOR YOU      ALL 3 BUREAUS      SEAMLESS PROCESS

Credit Repair

Full-service credit repair to improve your score.

Credit Monitoring

Keep track of your credit health 24/7.

Debt Resolution

Negotiate and settle outstanding debts.

Personalized Plans

Tailored strategies for your unique situation.

+187

AVG SCORE INCREASE

Across all clients

3

BUREAUS COVERED

Equifax, Experian, TransUnion

UNLIMITED DISPUTES

No caps, no limits

5★

RATED SERVICE

Trusted by hundreds

Choose the plan that works for you

Fixing your credit doesn’t have to be complicated or expensive. Pick the plan that suits your situation and begin your journey today!

Standard Plan

$160 Down

$99 A Month

What you'll get:

Initial Credit Analysis

Unlimited disputes to the 3 Credit Bureaus

24/7 Client Portal access

Monthly credit audits

Dedicated support team

Couples Plan

$240 Down

$140 A Month

What you'll get:

Initial Credit Analysis for both

Unlimited disputes to the 3 Credit Bureaus

24/7 Client Portal access for both

Monthly credit audits for both

Dedicated support team for both

One-Time Fee Plan

$450 Down

One Time Fee

What you'll get:

6 Month access and Credit Analysis

Unlimited disputes to the 3 Credit Bureaus

24/7 Client Portal access

Monthly credit audits

Dedicated support team

If Your Credit Looks Like This...

You didn't get here alone — and you won't fix it alone either. These are the exact issues Jeremiah helps remove every single day.

Late Payments

Payment history is 35% of your score — the biggest factor we fix first

Collections

Old debt haunting your report and dragging your score down

Charge-Offs

Written off by lenders — one of the most damaging items on your report

Repossessions

A repo can stay on your report for up to 7 years — let's challenge it

Medical Bills

Unexpected medical debt shouldn't destroy your financial future

Hard Inquiries

Too many applications leaving marks that quietly lower your score

IS YOUR CREDIT HOLDING YOU BACK?

"Take the first step toward better credit." Complete this form to learn how J Funded Credit Solutions works and how we can help you reclaim your financial freedom. Let’s get to work.

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Ready for Credit Repair?

  • 24/7 Access to client portal

  • Unlimited disputes to the 3 Credit Bureaus

  • Personalized credit audit

  • Dedicated support team

Common Questions, Clear Answers.

Answers to the questions we get asked most about credit repair.

1. How does credit repair work?

We review your credit reports, identify inaccurate, outdated, or unverifiable items, and dispute those items with the bureaus and creditors on your behalf. Removing incorrect negative information can improve your score over time.

2. How long does the process take?

Times vary by case. Many disputes begin seeing results within 45–90 days, but many cases can take 6 months or longer. We provide an estimated timeline after an initial account review.

3. Do you guarantee a specific score increase?

No reputable company can legally guarantee a specific score increase. We guarantee that we will perform thorough, professional dispute work and provide transparent tracking of progress.

4. Do I need to close any accounts or stop using my credit?

In most cases you should not close old accounts, as they can contribute positively to your credit history. We will advise on specific actions tailored to your situation.

5. How do I get started?

Begin with a free account review. Provide recent copies of your credit reports (or authorize us to pull them), and we’ll schedule a consultation to outline a custom plan.

6. Why do results vary?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.

7. What makes us different from other credit repair companies?

What sets us apart is our commitment to doing credit repair the right way—100% legally, ethically, and in full compliance with all regulations. We combine that with fast, personalized strategies designed to deliver real, lasting results—not shortcuts that put your credit at risk.

8. What negative items can be removed from my credit report?

Collections, hard inquires, charge offs, credit errors, repos, and more!

9. How does the process work?

Our repair process includes:

1️⃣ Full credit audit

2️⃣ Personalized dispute plan

3️⃣ Targeted, legal dispute execution

4️⃣ Real-time client portal updates

5️⃣ Results!

These FAQs are specific to j funded credit solutions. For anything not covered here, request a free review and consultation with our team.

Real People. Real Results.

Screenshots, messages, and outcomes from real clients — unedited, unfiltered.

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J Funded Credit Solutions

Jeremiah Lopez (CEO)

J Funded Credit Solutions is a credit repair company built on one mission: helping everyday people remove negative items, rebuild their financial profiles, and unlock the life that great credit makes possible.

We have helped hundreds of clients remove collections, charge-offs, repossessions, and hard inquiries. Whether your goal is a home, a car, better interest rates, or simply financial freedom — we can get you there!

Why a Better Credit Score Changes Your Life

  • Lower Interest Rates

  • Better Loan Approval

  • Higher Credit Limits

  • Long Term Financial Peace of Mind

  • Better Prices for Insurance

WHY CLIENTS CHOOSE J FUNDED CREDIT SOLUTIONS

So many trust us to improve their credit. With proven results, tailored plans, and dedicated support every step of the way, our transparent process helps you achieve your financial goals with confidence.

  • Proven Results

  • Transparent (No hidden fees or unrealistic promises)

  • Ethical & Legal (All work follows federal guidelines: FCRA, FDCPA, and FCBA)

  • Dedicated Credit Specialists

  • Ongoing Support & Monitoring (Access to client portal and monthly updates)

Reviews From our Past Customers

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